Senior Mortgage Underwriter

Company: Jobot
Location: Oxnard
Posted on: January 15, 2021

Job Description:

Work From Home Opportunity with Industry Leading National Mortgage Firm This Jobot Job is hosted by: Sarah Murphy Are you a fit? Easy Apply now by clicking the "Apply" button and sending us your resume. Salary: $90,000 - $110,000 per year A bit about us: We are a private company founded in 2003 by two mortgage industry professionals who knew they could treat customers and their employees better. Our mission is to treat every customer like a person, not a number. We---re not a bank --- we don---t manage people---s money. We do mortgages. We invest in our customers, striving to help them achieve the dream of owning their own home when other lenders tell them it---s not possible --- no matter the loan amount. We specialize in FHA and VA loans, providing those home buyers with focused attention to detail. We are a great company because we have great people working for us. We empower our employees to pursue their career goals by supporting their individual and creative ideas. We support a diverse workplace and meaningful work-life balance. We give back to the community --- our employees generously give their time to a variety of causes where needs are most critical. If this sounds like something of interest, we'd love to tell you more about this remote opportunity Why join us? A more human approach to home loans Nationwide presence in all 50 states Customer base of 125,000 and growing Networking opportunities with the best in the business Over 17 years as an industry leading name Casual culture that embraces teamwork and collaboration strong growth and professional development opportunities Aggressive PTO, holiday schedule and volunteer time off Competitive healthcare, dental and vision plans 50locations and growing 401K Match and disability insurance Premier training programs. We invest in your professional development Job Details Underwrites mortgage files by: o Evaluating creditworthiness of borrowers. This includes but is not limited to the review of financial statements, tax returns, asset statements, bank account statements, etc. Investigates and documents large deposits and other anomalies in the credit file that may not have been documented by the Loan Officer. o Reviews appraisals to ensure appraisers used proper guidelines. Underwrites reviews and recommends approvals or denials for conventional loans that could include Fannie Mae, Freddie Mac and non-conforming products. Reviews loan conditions and required documentation to meet agency and regulatory requirements. Stays current on internal and regulatory changes that affect tasks related to the processing and underwriting of mortgage loans. Assist loan production associates and/or processors with questions about various loan scenarios, documentation and guideline requirements. Provides and promotes exceptional customer service, internally and externally. Requirements: Maintains a working knowledge of all current investor guidelines to ensure loans meet the requirements of the secondary market investor. Maintains a working knowledge of regulatory and agency requirements. Ability to use systems and software programs needed to conduct daily business Interested in hearing more? Easy Apply now by clicking the "Apply" button.

Keywords: Jobot, Oxnard , Senior Mortgage Underwriter, Other , Oxnard, California