OxnardRecruiter
the smart solution for Oxnard jobs

FC Lending Officer - Riverpark Financial Center - Oxnard, CA

Company: Bank of America
Location: Oxnard
Posted on: January 9, 2019

Job Description:

Job Description:At Bank of America, we---re guided by a common purpose to help make financial lives better by connecting clients and communities to the resources they need to be successful. Make a difference where it counts by joining our industry-leading Consumer Lending team at Bank of America and Merrill Lynch. We---re looking for people with focus and drive --- people who take the time to get to know clients, engage with them to understand what---s important to them, and provide the lending solutions, service and expertise they need to achieve their financial goals.

As part of the Bank of America team, financial center lending officers (FCLOs) have access to industry-leading products and services, award-winning platforms and a team of dedicated loan coordinators and underwriters --- all designed to meet the unique life priorities of our clients. FCLOs work in assigned financial centers and partner closely with financial center employees as part of one team that delivers exceptional client care.

The FCLO is responsible for originating retail mortgage loans and other lending products --- through uncovering client needs and matching them to our lending solutions. Contact with clients may be either by telephone or in-person. The FCLO actively solicits new residential mortgage business and sells Bank of America lending products to meet established loan quality and production goals.

This position is subject to SAFE Act registration requirements. Pursuant to the SAFE Act requirements, all employees engaged in residential loan mortgage originations must register with the federal registry system and remain in good standing. Since your position requires SAFE Act registration, you will be required to register and to submit to the required SAFE Act background check and registration process. Failure to obtain and/or maintain SAFE Act registration may result in your immediate termination.

We---ll help you
--- Get training and one-on-one coaching from managers who are invested in your success. You---ll take part in additional training and development through our Academy to develop in your role.
--- Grow your network to eventually grow your business. Leverage our relationships with one out of two U.S. households. Starting at a financial center, you---ll interact with banking clients and small business owners alike. You will also tap into a range of experts, from small business bankers to financial solutions advisors.
--- Provide end-to-end comprehensive lending guidance and solutions to prospective borrowers by uncovering their life priorities, analyzing financial and credit data, and determining client financing objectives.
--- Stay informed on changing market conditions, business trends and regulatory requirements by maintaining thorough knowledge of lending programs, policies, procedures and regulatory requirements.
--- Demonstrate a commitment to professional ethics, as well as conforming to all federal and state compliance policies and adhering to Home Mortgage Disclosure Act (HMDA) requirements.

As a lending officer, you can look forward to
--- Providing exceptional client care with industry leading products, services, education and a dedicated team of loan coordinators and underwriters.
--- Building a quality external network of business relationships that serves as a recurring source of referrals for new mortgage lending opportunities. Sources may consist of real estate professionals, builders, and professional and personal contacts.
--- Expanding your reach further through participation in business-related development opportunities, community efforts to promote homeownership and professional organizations.
--- Robust marketing strategies to reach wider audiences with greater appeal.
--- Ongoing professional development to deepen your skills as the industry evolves and changes.
--- A world-class suite of employee benefits.You---re a person who (required skills)
--- Has 2+ years of experience in a loan origination role.
--- Understands how to manage a pipeline effectively.
--- Has a strong knowledge of loan products (conventional, jumbo and government).
--- An ability to analyze income and assets properly in order to qualify clients for specific loan products.
--- Understands processing, underwriting and/or closing procedures.
--- Has a working knowledge of federal regulations governing real estate lending.
--- Is a strong communicator, both verbally and in writing.
--- Is a self-motivated and highly organized.
--- Can prioritize multiple competing tasks.
--- Can build and maintain solid referral base (that is, strong community involvement/ties, established relationship with assigned financial center).
--- Uses appropriate interpersonal styles, communication methods and approaches to gain clients.
--- Understands the connection of the level of service provided being directly correlated to driving sales volume.
--- Can be flexible to work weekends and/or extended hours as needed.

You---ll be better prepared if you have (desired skills)
--- Familiarity with FHA and HUD guidelines.
--- Strong computer skills including Microsoft applications and previous experience using laptop technology for communication purposes including accessing rate, credit and loan status information.
--- Solid time management skills and the ability to organize, prioritize and perform multiple tasks simultaneously.
--- The ability to analyze and comprehend complex financial data and provide financial alternatives.
--- Professional and effective interpersonal skills.

We---re a culture that
--- Is committed to building a workplace where every employee is welcomed and given the support and resources to build and advance their careers. Along with taking care of our clients, we want to be a great place for people to work, and we strive to create an environment where all employees have the opportunity to achieve their goals.
--- Believes diversity makes us stronger so we can reflect, connect to and meet the diverse needs of our clients around the world.
--- Provides continuous training and developmental opportunities to help employees achieve their goals, whatever their background or experience.
--- Is committed to advancing our tools, technology, and ways of working. We always put our clients first to meet their evolving needs.
--- Believes in responsible growth and is dedicated to supporting communities around the world by connecting them to the lending, investing and giving they need to remain vibrant and vital.Shift:1st shift (United States of America)Hours Per Week: 40

Keywords: Bank of America, Oxnard , FC Lending Officer - Riverpark Financial Center - Oxnard, CA, Accounting, Auditing , Oxnard, California

Click here to apply!

Didn't find what you're looking for? Search again!

I'm looking for
in category
within


Other Accounting, Auditing Jobs


Sr Lead Business Banking Relationship Mgr
Description: At Bank of the West, our people are having a positive impact on the world. We're investing where we feel we can make the most impact, like advancing diversity and women entrepreneurship programs, financing (more...)
Company: BNP Paribas
Location: Chino
Posted on: 01/25/2019

Tax Reporting & Strategy - Data Automation - Manager
Description: A career in our Tax Reporting and Strategy practice, within Innovation services, will provide you with the opportunity to help our clients' tax departments redesign, redefine, and redeploy tax to be a (more...)
Company: PwC
Location: Los Angeles
Posted on: 01/25/2019

CREDIT / COLLECTIONS SPECIALIST
Description: Job Description: This position is for local residents only. Sorry, Visa / sponsorship not available. . Credit / Collections Global logistics company Position Summary The Credit Collections person is (more...)
Company: Talmo & Associates Inc.
Location: Gardena
Posted on: 01/25/2019


Internal Auditor-SOX
Description: Internal Auditor-SOX br If you are a Internal Auditor J-SOX with experience, please read on br br br br br What You Need for this Position br At Least 3 Years
Company: CyberCoders
Location: Cypress
Posted on: 01/25/2019

Ready for Financial Freedom??
Description: Please come check out this awesome work at home opportunity Start Free, no obligation and no purchase requirement,
Company: AmeriPlan
Location: Long Beach
Posted on: 01/25/2019

Senior Program Planner II with Security Clearance
Description: Raytheon is seeking an experienced program management, planning, and scheduling professional to join the SAS Planning Scheduling Department. This position is for a Senior Program Planner/Scheduler within (more...)
Company: Raytheon
Location: El Segundo
Posted on: 01/25/2019

Night Audit Clerk - SLS Hotel, a Luxury Collection Hotel, Beverly Hills (1800341F)
Description: Heres To Your Journey with The Luxury Collection The Luxury Collection is a glittering ensemble of locally authentic hotels and resorts from around the world. Our hotel teams curate the worlds most enriching (more...)
Company: Marriott International
Location: Long Beach
Posted on: 01/25/2019

Head Start/Early Head Start - Grant Accountant
Description: Crystal Stairs, Inc. Crystal Stairs is one of the largest private non-profit child development corporations in the State of California. We help families locate affordable and appropriate childcare through (more...)
Company: Crystal Stairs Inc
Location: Los Angeles
Posted on: 01/25/2019

General Accountant - W Los Angeles - West Beverly Hills (1800382M)
Description: Heres To Your Journey with W Hotels Boldly coloring outside the lines of luxury, W turns the traditional notion of the extravagant hotel on its head. Our irreverent attitude and taste for excess redefine (more...)
Company: Marriott International, Inc.
Location: Los Angeles
Posted on: 01/25/2019

Food & Beverage Sales Coordinator - Lido House, Autograph Collection (180037LH)
Description: Heres To Your Journey with Autograph Collection Marriott's Autograph Collection features a select group of upscale and luxury independent partner hotels, each with its own distinct personality, experience, (more...)
Company: Marriott International
Location: Newport Beach
Posted on: 01/25/2019

Log In or Create An Account

Get the latest California jobs by following @recnetCA on Twitter!

Oxnard RSS job feeds